Please read these terms and conditions carefully. Estate Planning Team and its associates are pleased to present this web-based marketing system featuring a variety of marketing services and products exclusively to Estate Planning Team members.

COPYRIGHTED MATERIALS FOR LIMITED USE

This web based marketing system contains graphics, photographs, images, document layouts, artwork, text, fonts, logos, software tools, and other information (referred to herein as “Content”). This Site and all Content are the copyrighted property of Estate Planning Team, and/or its subsidiaries (referred to herein as “Estate Planning Team”) or the copyrighted property of parties from whom Estate Planning Team has licensed such property. All rights in this Site and its Content are reserved worldwide. It is strictly prohibited to retain, copy, distribute, publish, or use any portion of the Content except as expressly allowed in these Terms of Use. Estate Planning Team reserves the right to add to, delete from, or modify any part of Content at any time without prior notice.

USE OF SITE

You are granted permission to access and use this website and its Content for the sole purpose of marketing the Estate Planning Team tax savings strategies and ordering Estate Planning Team’s marketing products (referred to herein as “Marketing Products”). Obtaining Marketing Products from Estate Planning Team does not authorize you to use any portion of Content apart from the finished Products as they are delivered by Estate Planning Team.

Furthermore, you agree to use this Site in a responsible manner that is in full compliance with these Terms of Use and with local and federal laws and regulations, including export and import regulations. Without limitation, no portion of Content may be utilized as a trademark or service mark, for any pornographic use, for any unlawful purpose or use, to defame any person, to violate any person’s right of privacy or publicity, to infringe upon any copyright, trade name, trademark, service mark or other intellectual property right of any person or entity. Estate Planning Team may terminate its agreement with customers found to be using Estate Planning Team as a means to engage in undesirable activities.

For Marketing Products that are customized, you agree that you will not include any text, image, design, trademark, service mark, or any copyrighted work of any third party unless you have obtained the appropriate authorizations from the owners. By placing a custom order on this Site, you warrant that you have all necessary permission, right and authority to place the order and you authorize Estate Planning Team to produce the Marketing Products on your behalf.

You agree that you are responsible for protecting your password and controlling access to your registered account. You agree that you will be responsible for all orders placed or other actions that are taken through your registered account.

LIMITATION OF LIABILITY AND WARRANTY

CUSTOMER AGREES THAT USE OF THIS WEB BASED MARKETING SYSTEM IS ENTIRELY AT THE CUSTOMER’S OWN RISK. SERVICES ARE PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY FOR INFORMATION, SERVICES, UNINTERRUPTED ACCESS, OR MARKETING PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THIS SERVICE, INCLUDING WITHOUT LIMITATION THE SOFTWARE LICENSED TO THE CUSTOMER AND THE RESULTS OBTAINED THROUGH THE SERVICE. SPECIFICALLY, WE DISCLAIM ANY AND ALL WARRANTIES, INCLUDING WITHOUT LIMITATION: 1) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES; AND 2) ANY WARRANTIES OF TITLE OR WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION. CUSTOMER SPECIFICALLY ACKNOWLEDGES THE SERVICE IS NOT LIABLE FOR THE DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER CUSTOMERS OR THIRD-PARTIES AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH CUSTOMER.

NEITHER THE SERVICE NOR ANY OF ITS AGENTS, AFFILIATES OR CONTENT PROVIDERS SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF THE SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. CUSTOMER HEREBY ACKNOWLEDGES THAT THE PROVISIONS OF THIS SECTION SHALL APPLY TO ALL CONTENT ON THE SERVICE.

MONTH-TO-MONTH MEMBERSHIP

EPT membership on a month-to-month basis. Billing will commence the day your membership begins.

TERMINATION OF MONTHLY MEMBERSHIP

You may terminate your monthly membership at any time following your first month’s subscription. The setup fee and the first month’s fee are not refundable. Please send your request to terminate by e-mailing your written notice to: info@myept.com or by US Postal Mail to 45110 Club Drive, Suite B, Indian Wells, Ca 92210. You will receive a confirmation notice via e-mail to the e-mail address listed on your account. Your website will be suspended within 5 business days.

TERMINATION FOR CAUSE BY ESTATE PLANNING TEAM

Estate Planning Team may, as a matter of choice, terminate your membership if: 1) the monthly payments are interrupted or discontinued for any reason, without providing an acceptable alternative, 2) you violate any part of this agreement, or 3) your conduct is illegal and/or adverse to Estate Planning Team or its members. Termination will be made effective on the date Estate Planning Team mails or e-mails a written notice to your last known address.

REFUND POLICY

All purchases are final. A refund is allowable only under the following conditions: 1) direct mail products that deviate in content from the final proof approved by the purchaser. 2) Any marketing product that was purchased inadvertently and a request for refund was submitted and received by e-mail or phone within 24 hours after the purchase.

CREDIT/DEBIT CARD CHARGE-BACK POLICY

The customer understands, acknowledges and agrees that by initial and continued use of the services provided by Estate Planning Team, that he or she agrees to, and is bound by Estate Planning Team’s Credit/Debit Card Charge-Back Policy. The customer understands, acknowledges and agrees that Estate Planning Team may revise policies, agreements and notices at any time without notice and that he or she shall be bound by the policies, agreements and notices as currently posted on the Estate Planning Team web site which as a whole shall constitute Estate Planning Team’s Acceptable Use And Service Agreement.

It is the policy of Estate Planning Team to report all forms of Credit/Debit Card fraud to the appropriate legal authorities, regardless of country of origin, and to vigorously prosecute individuals and/or companies that commit Credit/Debit Card fraud by means of charge-backs, use of fraudulent Credit/Debit Cards or other forms of Credit/Debit Card fraud. The customer understands, acknowledges and agrees that Estate Planning Team will apply and invoice for a charge-back processing fee of $50.00 (USD) to the account balance for each Credit/Debit Card ‘charge-back’ related to the services provided by Estate Planning Team. The customer understands, acknowledges and agrees that unless payment in full, by Certified Check or Money Order, including both the original amount due plus charge-back fee, is received within ten (10) days of invoice, a collections processing fee in the amount of $500.00 (USD) will be added to the account balance for each Credit/Debit Card ‘charge-back’ related to the services provided by Estate Planning Team. The customer understands, acknowledges and agrees that unless payment in full, by Certified Check or Money Order, including both the original amount due plus charge-back and collections fee, is received within ten (10) days of invoice, Estate Planning Team will take legal action to collect the debt. Payment under this provision shall not prevent Estate Planning Team from seeking to obtain other legal remedies, both civil and criminal, including but not limited to, other expenses, damages, court costs, attorneys fee’s and statutory interest.